We fight for fair compensation when a storm has damaged your:
- Home
- Barn
- Siding
- Roof
- Land
- Windows
- Vehicles
- Commercial Property
- Garage
Frequently Asked Questions
My Hurricane Beryl claim was underpaid or denied, what can I do?
Insurance companies are always on the lookout for fraudulent property damage claims. This makes them extra vigilant when examining the costs you request for repairing damage. The insurance adjuster is responsible for reducing your payout by denying any expenses that seem to be extraordinary.
Delaying their response, pushing back on required repair costs, and other underhanded tactics could mean your insurance provider is operating in bad faith. When this happens, you can turn to a skilled hurricane insurance attorney to negotiate for you. Our team can even take them to court for an insurance coverage lawsuit to recover the payout you deserve.
What is the storm damage claims process?
When carriers operate in bad faith or still refuse to honor your claim, we can help you file a complaint with the Texas Department of Insurance. When filing a claim after a storm, there are some key steps to follow:
- Review your policy
- Document the aftermath with photos and videos
- Keep any damaged personal property (photograph these too)
- Make temporary repairs
- Contact your insurance provider
- Get repair quotes
- Meet the insurance adjuster
- Submit your claim
- Receive a decision (in Texas it should be received in 15 days)
What Does Bad Faith Insurance Mean?
The insurance company knows that the claims process is confusing, and they sometimes take action to ensure it stays that way. If claimants can get paid easily, they lose profits. As a business, they are very interested in reducing or denying as many claims as possible. Even when you have a valid claim with strong evidence, they will try to stall as long as they can.
Because they know the insurance industry and their policy much better than you, they count on you being confused about your claim. When they mislead you, give you false information, omit details, or pressure you to close quickly, they could be using bad faith practices. You can hire our homeowners’ insurance or commercial insurance claims attorneys to hold them accountable.
Why Do Insurance Companies Deny Property Damage Claims?
If you do not keep up with your premiums, you could have a lapse in insurance coverage, and damage to your home or commercial property will not be eligible for a claim.
Waiting too long can also leave you without financial relief. Most policies have a one-year time limit to file any claims, but it is vital to check your specific policy.
Additional reasons your insurance carrier could deny your claim include:
- Your Policy Does Not Cover the Event
- You Neglected to Make Temporary Repairs
- You Left Out Important Information
- You Did Not Maintain Your Property
- Your Insurance Provider Suspects Fraud
About us
Getting Your Claim Paid Is Our Top Priority
We are qualified to handle any type of commercial or residential property insurance claim, from the initial stages through trial, if necessary. We work with you to help you rebuild your life after an unexpected event and help you navigate through the insurance claims process.
Was your property damaged by severe weather?
Some insurance companies, in an effort to save money, refuse to act in good faith. The pressure to cut costs and save money unfairly is especially great after a natural disaster or severe weather event because there can be hundreds of thousands of claims that must be paid. If your insurance company unfairly denied your valid claim or refused to offer you a reasonable settlement, you may be entitled to bring a bad faith insurance lawsuit.
Let the team of insurance recovery attorneys at Burnett Law Firm help you navigate the the insurance claims process. Whether you are just beginning the claims process or if your insurance company has already unfairly denied your valid claim or refused to offer you a reasonable settlement, we’re here to help.
Contact Us
"*" indicates required fields